Strategy

See the next thirteen weeks before they happen.

Cash surprises are rarely surprising in hindsight. We build and maintain a forecast that shows what is coming — collections, payroll, supplier runs, tax payments — and a budget that tells you whether the year is on track.

At a glance

Sample pricing

Starting from

$1,500 / month

Cadence

Weekly forecast update, quarterly reforecast

Best for

Any company where cash timing matters: seasonal businesses, project-based firms, companies with payroll-heavy cost bases or lumpy collections.

Deliverables

13-week cash forecast

Annual driver-based budget

Quarterly rolling reforecast

Collections and payment-run schedule

The problem

A healthy P&L can still miss payroll.

Profit and cash move on different timetables. Large invoices get paid late, tax payments arrive in clusters, and a growth month can drain the bank account before it fills it. Most cash crises come from timing, and timing is exactly what a forecast makes visible.

The outcome

What a working forecast gives you

01

Early warning

A tight week shows up eight weeks out, when you still have options — chase collections, defer a payment, arrange a facility.

02

Confident commitments

Hiring, equipment and marketing decisions tested against the cash line before you sign.

03

A budget that is used

Budget versus actual reviewed monthly, with a reforecast each quarter rather than a document that goes stale in February.

What is included

Everything in the engagement.

Scope is agreed in writing before work starts. Add or remove items as your business changes.

A 13-week direct cash flow forecast, updated weekly from live bank and ledger data

An annual budget built on the drivers of your business — headcount, pricing, volume, seasonality

Quarterly rolling reforecasts with a one-page summary of what changed

Runway and covenant tracking where relevant

A collections process with weekly ageing review

Scenario planning for the decisions ahead: a hire, a price change, a new location

Ideal client

Who this is for — and who it is not.

A good fit

Seasonal, project-based or payroll-heavy businesses

Companies with lenders, investors or covenants to report to

Founders who want to stop checking the bank balance every morning

Probably not yet

Businesses without reliable monthly books (we start there)

How it works

From first call to a working rhythm.

01

Cash baseline

We map every inflow and outflow pattern from the last twelve months.

02

Forecast build

The 13-week forecast and the annual budget are built and agreed with you.

03

Weekly update

Every week the forecast rolls forward with actuals, and any pressure point is flagged.

04

Quarterly reforecast

The budget is refreshed against reality and the plan for the next quarter is set.

Client story

“The 13-week forecast changed how we hire. We now know eight weeks in advance whether a role is affordable, instead of finding out afterwards.”

“The 13-week forecast changed how we hire. We now know eight weeks in advance whether a role is affordable, instead of finding out afterwards.”

LA

Lena Adeyemi

Founder,

Orrin & Co.

Related case study

Cash visibility across four clinic locations

A growing clinic group with four locations, a lender covenant and no consolidated view of cash. We built the consolidation, the forecast and the covenant reporting the bank had been asking for.

FAQ

Questions about cash flow and forecasting.

Yes. Forecasting is offered on its own for companies that need visibility but not full CFO leadership yet.

A forecasting tool that connects to your ledger, or a well-built spreadsheet where that is the better fit. Edit this answer to name your firm's stack.

About twenty minutes a week to confirm the assumptions that only you know — upcoming deals, hires and large payments.

Related services

Often combined with this service.

Next step

Talk to us about cash flow and forecasting.

A thirty-minute discovery call with a senior member of the team, and a written proposal within two business days.

Next step

Talk to us about cash flow and forecasting.

A thirty-minute discovery call with a senior member of the team, and a written proposal within two business days.

Next step

Talk to us about cash flow and forecasting.

A thirty-minute discovery call with a senior member of the team, and a written proposal within two business days.